Tip Sheets:

Benefits Enrollment

Benefits Enrollment... and What Happens Next (For New and Rehired Regular Full-Time and Regular Part-Time Employees)

What You Need to Know

To make sure you and your family get the benefits coverage you want, it’s important to understand the enrollment process so your benefits elections are received on time.

What You Need to Do

  • Online enrollment: The online benefits enrollment process can be completed on a computer connected to the Marathon Petroleum network, through the Internet Explorer Browser. Go to Employee Center, SAP Online Services, use your network logon, and choose HR Services, then My First Days under the Quick Links menu.
  • Paper enrollment: The alternate method of enrolling in benefits is to complete the Benefits Enrollment/Change Form. Your benefits are effective the later of your hire date or the date your enrollment form is received by the Marathon Petroleum Benefits Service Center or a Company representative (e.g., a Human Resources representative or your Supervisor), who must verify receipt as indicated on the form.

Deadline for Enrollment

Enrollment for each benefit plan must be completed within 60 days of your date of hire or the Company will deem that you have waived coverage in that benefit plan. Elections made prior to or on the first day of hire will be effective on the date of hire, and elections made on day 2 through day 60 will be effective on the date you make your online benefit entries or the date the form is received by the Marathon Petroleum Benefits Service Center or a Company representative. Claims incurred prior to the date of enrollment will not be covered.

Enrolling Your Dependents

If you have dependents, complete the Dependent Information on page 2 of the Benefits Enrollment/Change Form and send it to the Marathon Petroleum Benefits Service Center, as indicated on the form. The form should be completed for all dependents, even if you do not intend to add them to your benefit coverage at this time. (Documentation is required for all dependents.) Keep in mind that if you enroll dependents in benefit coverage, it may be 10 days between the date the Marathon Petroleum Benefits Service Center enters the information on our system and the date the information is posted to the Anthem, ExpressScripts and/or Cigna systems.

After you return the Dependent Information (and applicable documents), the Marathon Petroleum Benefits Service Center will add your dependents to the system. Benefit coverage will be applied to your dependent records as indicated by your online enrollment (or completion and return of the paper enrollment form). If you complete your enrollment online, you will not be able to add spouse Life Insurance until your spouse is in the system. A Benefits Confirmation will be mailed to your home address. Review it carefully and report any issues to us as soon as possible. Keep the Confirmation for your records.

If You Want to Add a Domestic Partner

To add a domestic partner, you must submit the Affidavit of Domestic Partner Relationship Form, along with a completed Benefits Enrollment Form and required documentation. The Affidavit must be signed by both parties in the presence of a notary public, who must also sign and notarize it with their stamp or seal. Any discrepancies will result in the return of the Affidavit and the delay of benefits for a domestic partner.

Please Note: If you are married, do NOT complete the Affidavit of Domestic Partner Relationship form to add your spouse as a domestic partner.

Health Plan — Key Reminders

If you enroll in the Health Plan:

Anthem Group#: 003329993
Express Scripts Bin#: 610014
Express Scripts Group#: MARAPET

  • You will receive a higher level of benefit from the plan and pay a lower deductible if you go to Anthem network providers. Prescription drug coverage is provided only if you use ExpressScripts participating pharmacies or ExpressScripts mail order for your covered prescriptions. Information on the Health Plan can be found in the Medical section.
  • ID cards and welcome packets from ExpressScripts (prescription drugs) and Anthem will be mailed to your home address within three weeks after your benefit choices are entered on the system. Please Note: Only the employee’s name will appear on the cards for Express Scripts. Each covered dependent will receive a card from Anthem.
  • Do not schedule medical appointments until you receive your Health Plan ID card. If you have an emergency prior to obtaining your cards, pay the provider and ask the provider to submit the claim when you have your card.
  • If you need a prescription prior to receiving your ExpressScripts ID cards, go to a participating pharmacy and pay for the drug. Once you receive your ID card and your member number, obtain a direct claim form from www.mympcbenefits.com under Forms or by going to www.express-scripts.com siging in and clicking on Forms & Cards. Complete the information, attach the appropriate documents and return it to ExpressScripts. ExpressScripts will process the claim, apply the necessary deductible and reimburse you as appropriate.
  • It is your responsibility to determine if your provider is in your plan’s network (including network pharmacies for prescription drugs).

Dental Plan — Key Reminders

If you enroll in the Dental Plan:

  • The plan allows you to go to any licensed dentist. However, if you go to a dentist in the CIGNA Dental PPO network, your fees may be reduced. Information on the Dental Plan can be found in the Dental section.
  • ID cards are not issued for this plan; however, if you want cards, a few weeks after enrollment you can register at www.mycigna.com and print a card.
  • To search for network dental providers, go to www.mycigna.com or call 1-800-244-6224
  • Each dental visit must have a claim form submitted (or your dental provider can submit the claim electronically). To obtain a claim form, go to www.myMPCbenefits.com, choose Forms and click on the Cigna Dental Claim Form (PPO).

Health Care Flexible Spending Account (HCFSA) — Key Reminders

If you are in the Health Care Flexible Spending Account (HCFSA), you will receive a Spending Account card. To obtain a claim form, go to www.myMPCbenefits.com, choose Forms and look for the PayFlex HCFSA Claim Form.

Vision Plan — Key Reminders

If you enroll in the Vision Plan:

  • To obtain the highest level of benefit from the plan you must go to an Anthem Blue View Vision network provider.
  • ID cards will be mailed from Anthem to your home address a few weeks after you’re enrolled. If enrolled in medical, you will only receive one card for both..
  • Information on the Anthem Blue View Vision Plan can be found in the Vision section.
  • If you go to an Out-of-Network provider, you will receive a lower level of benefit from the plan, and you must submit a claim form for reimbursement. To obtain a claim form, go to www.myMPCbenefits.com, choose Forms and click on the Anthem Blue View Vision Claim Form (Out-of-Network).

Thrift Plan — Key Reminders

  • You are immediately eligible to participate in the Thrift Plan. Fidelity will send enrollment information to you. You can contribute up to 75% of your pay.
  • Marathon Petroleum will help your savings grow by matching your contributions. You become immediately vested in Company contributions.
  • For every $1.00 you contribute, up to 6% of your pay, the Company will contribute $1.17. In other words, if you contribute 6%, the Company will contribute 7%.

If You Have Questions

If you have questions regarding benefits enrollment or Marathon Petroleum’s benefits plans, call the Marathon Petroleum Benefits Service Center at 1-888-421-2199, Monday – Friday, 8:00 a.m.– 5:00 p.m. Eastern time, or send an email to Benefits@MarathonPetroleum.com.

No portion of this benefits summary is intended to change the terms of the plans and policies, or the official texts that control them. If there is any inconsistency between this summary and the official texts of the plans and policies, the official texts will prevail.